Are you a dynamic and energetic individual interested in a career at a progressive community bank with a rich history and a bright future? 1st Security Bank has an opportunity for a Personal Account Representative to join our team in Lynnwood. We are looking for an individual with a sales and service background who shares our vision to “wow” customers with exceptional customer service. If you value our commitment to teamwork, community and diversity and enjoy helping customers reach their financial goals, 1st Security Bank would like to hear from you.

Our position requires a minimum of 1- 2 years of successful customer service/sales and cash handling experience, preferably in financial services. Exceptional communication skills, good math aptitude, and proficiency in MS Office products will enhance your success. You must be bondable and able to pass background and credit checks.

If this is the opportunity you have been looking for, please send your resume to: careers(at)fsbwa(dot)com. Please reference job number: 12101.

Are you an organized self starter who is detail-oriented and interested in a career at a progressive community bank with a rich history and a bright future? 1st Security Bank has an opportunity for a Commercial Loan Servicer to join our team in Mountlake Terrace. We are looking for an individual with commercial/construction loan servicing experience who shares our vision to “wow” customers with exceptional customer service. If you value our commitment to teamwork, community and diversity and enjoy working in a fast-paced environment, 1st Security Bank would like to hear from you.

SUMMARY: Responsible for providing excellent customer service to internal and external customers while funding and servicing commercial and construction loans.

ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties may be assigned.

• Work with the Commercial Loan Department to establish and strengthen customer relationships in the servicing of commercial and construction loans.
• Order title policies, insurance policies, flood determinations, UCC searches and appraisals to assist with the Commercial Lending underwriting review.
• Review preliminary loan file and verify necessary documents are sufficient and/or provide feedback on missing or outstanding items to the underwriter.
• Create loan documents using the LaserPro system based on loan parameters of loan agreements and ensure they are accurate.
• Input information accurately into the Bank’s core processing system to complete the loan record for funding and servicing.
• Process renewals and extensions as requested.
• Utilize reports for tracking and problem solving.
• Perfect and release collateral related to all Commercial and Business loans.
• Support Loan Operations Department with other duties as needed.
• Present ideas to Loan Operations Manager to improve efficiencies within the Loan Operations Department.
• Provide support for branches and internal departments.
• Adhere to 1st Security Bank of Washington policies and support management decisions and goals in a positive, professional manner.

EDUCATION and EXPERIENCE

• High school diploma and at least two years commercial loan servicing experience within a financial institution.
• Basic knowledge of all applicable Regulations that pertain to this position is required.
• Knowledge of the Bank Secrecy Act and Anti-Money Laundering policies, procedures and related programs.
• Proficient in Microsoft Office Products with accurate typing/keyboarding skills.
• LaserPro automated software experience required.

PHYSICAL DEMANDS AND WORK ENVIRONMENT

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• The employee will operate in a general office environment, using office equipment such as a phone and a computer.
• The noise level in the work environment is usually quiet to moderate as compared to a private office with light foot traffic and office equipment. The employee must be able and willing and able to interact frequently with the general public.

If this is the opportunity you have been looking for, please send your resume to: careers(at)fsbwa(dot)com. Please reference job number: 281703.

Are you an organized self starter who is technically proficient and interested in a career at a progressive community bank with a rich history and a bright future? 1st Security Bank has an opportunity for an IT Systems Engineer to join our team in Mountlake Terrace. We are looking for an individual who shares our vision to “wow” our customers with exceptional service. If you value teamwork, community and diversity and enjoy working in a fast-paced environment, 1st Security Bank would like to hear from you.

SUMMARY: Provides exceptional end-user support and ensure that the network, computers, PC peripherals, software, phones, phone lines and voice mail are running properly.

ESSENTIAL DUTIES AND RESPONSIBILITIES include the following:

• Demonstrates service excellence in end-user support.
• Ensures service level commitments are strongly adhered to for both internal and external customer service.
• Manages the bank’s LAN and WAN including users, groups, security, policies, printers, asset tracking, and connectivity between locations.
• Maintains phone systems including vendor coordination, phone bill auditing, carrier coordination and ordering new lines.
• Manages all bank software, patch and virus scan processes and software licenses.
  • Keeps software updated and performs upgrades when necessary
  • Ensures all programs are running without error
  • Ensures all employees are able to run programs required to do their jobs
  • Provides tech support for all software applications
  • Scans new software for viruses.
• Installs and maintains all PC, server and hardware infrastructure.
• Maintains a secure network and third party connectivity.
• Contributes to satisfactory or better audits/examinations in the IT area.
• Performs and tests all network backups.
• Performs cross-training and mentorship to the IT Systems Administrator.
• Maintains knowledge of Company and industry projects, services and trends affecting team activities including technology advances and compliance/regulatory trends.
• Performs other duties as assigned.

EDUCATION and EXPERIENCE

• Bachelor’s degree in Computer Science or similar field, plus five years related experience; or equivalent combination of education and experience.
• Extensive experience with personal computers and software applications, including Microsoft Windows, Active Directory, Group Policy, MS Office Professional applications, MS Project, and related databases.
• Proven successful project management experience.
• Knowledge of information security standards and practices.
• SQL Server database administration strongly preferred.
• Banking experience or business knowledge regarding the business of banking and data processing operations.
• Technical certifications such as Comptia’s A+, Network+, Security+ or Microsoft’s MCSA, MCSE is desired.
• Experience with Open Solutions’ TCBS/DNA Core banking System preferable.
• Basic knowledge of all applicable Regulations that pertain to this position required.
• Knowledge of the Bank Secrecy Act and Anti-Money Laundering policies, procedures and related programs desired.

PHYSICAL DEMANDS AND WORK ENVIRONMENT

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• The employee will operate in a general office environment, using office equipment such as a phone and a computer. The employee must have full range of motion and be able to bend, squat, and crawl when installing equipment.
• The noise level in the work environment is usually quiet to moderate as compared to a private office with light foot traffic and office equipment. The employee must be able and willing to interact frequently with the general public.
• Occasional travel, after-hours, and weekend work is required.

If this is the opportunity you have been looking for, please send your resume to: careers(at)fsbwa(dot)com. Please reference job number: 262808.

Join Our Team!!

We’ve been serving the Pacific Northwest since 1936 as a community based financial institution. In line with our community focus, we have recently created a new Home Lending group to better serve our customers. It is our goal to be a top 3 originator in the areas we serve. We’re a sales focused organization that believes people are our biggest asset. We offer competitive pay and benefits along with a commitment to providing the best lending experiences for our customers. Join our team and be a part of the growing Home Lending group at 1st Security Bank of Washington.

Our Culture

Our focus has been and remains the same: provide excellent customer service; offer competitive products and services, and; provide superior financial support to the individuals and businesses in our communities that make the Pacific Northwest such a great place to live. We are a sales driven organization with a focus on doing “IT” better than anyone else. We believe success is fun. Our community bank structure is perfectly positioned to support a quality focused home lending team. We are large enough to offer the wide variety of products customers need yet small enough to adjust quickly to market changes. We encourage a balance between work and personal life and being an employer of choice for successful and hard working people. We enjoy competing in the market place, having fun and celebrating our success.

Our Technology

We enjoy the advantage of being able to implement the most current and up to date technology available. Using our End-to-End software system and online interface you can quickly and easily originate a loan not only from your desk in the office or one of our bank branch locations but anywhere with internet access. We have a robust and fully automated CRM (Customer Relationship Management) strategy to consistently manage communication activities with customers, clients and prospects.

Benefits

Our Benefits Package for you includes:

• Medical base and buy-up PPO plans administered by Regence BlueShield
• Dental PPO plan administered by United Concordia
• Vision Benefits administered by Regence BlueShield
• Voluntary Benefits administered by Colonial
• Group Life and AD&D benefits administered by Lincoln Financial Group
• Group Long Term Disability Benefits administered by Lincoln Financial Group
• Voluntary Life/ AD&D Benefits administered by Lincoln Financial Group
• Domestic Partner coverage
• Flexible Spending Account Plan
• Direct Deposit
• 401K Retirement savings administered through Fidelity
• Employee Assistance Plan Benefits administered by First Choice Health
• Employee Banking

POSITION TITLE: LOAN OFFICER – RETAIL (Commission)

SUMMARY

The loan officer’s primary function at 1st Security Bank is the sale of quality home loan products which include direct to Fannie Mae held for sale loans with servicing retained and servicing released, FHA/VA, brokered, bank portfolio HELOC’s and bank portfolio permanent home loans. The loan officer will structure the loan in order to meet the client’s goals along within current underwriting criteria. The loan officer will work with the clients from origination through funding and will maintain a long term relationship with the customer to create future lending opportunities. The loan officer is responsible to produce quality loans at or above minimum loan volume.

RESPONSIBILITIES

• Outside Commission Sales. The origination of new mortgage loan opportunities within existing and potential customer base.
• Input or import all borrower information into the 1003 (LOS)
• Structure the transaction, review and understand AUS findings in detail and to ensure borrower supporting documentation (i.e. income, assets, liabilities and credit) match the information provided on the 1003
• Required in person or phone interviews with borrowers. Provide guidance and support to borrowers on the loan processing file flow including an introduction to assigned loan processor
• Works with processor on challenging follow up documentation.
• Ensures Federal and State required compliance documentation is completed at application.
• Lock’s the customer loan rate/program using or internal LOS.
• Manages locks requiring corrective steps such as extensions or relocks
• Communicates to borrower and/or their agents regarding loan approval, suspense or denial
• Mortgage loan production at/above required volumes
• Presentations to realtor, builder and other potential business sources.
• Reviewing the application for other banking product opportunities.
• Creating interest in the advantages of using 1st Security Home Lending and other banking services
• Marketing activities to promote the 1st Security brand.
• Positive attitude and enjoys working with others within the company

REQUIRED EDUCTION/EXPERIENCE

• High School Diploma or Equivalent
• 2+ years mortgage company experiences as a commissioned loan officer within the Puget Sound area
• High level of interpersonal and sales skills
• Experience working at a company using quality origination software and paperless technology
• NMLS License is required.

REQUIRED KNOWLEDGE, SKILLS AND ABILITIES

Must have averaged at least 3 closed sales or $500,000 per month average within last 6 month period Strong interpersonal, oral and written communication skills. Ability to work independently in a fast-pace environment Customer service oriented Well educated within the mortgage business.

REQUIRED ORGANZIATION COMPETENCIES

• Ability to adapt and capitalize on opportunities in home lending
• To communicate in a positive manor
• Quality Decision Making/Judgment skills
• High Integrity/Ethics
• Leadership
• Quality
• Strategic Thinking
• Teamwork
• Passionate about your vision and quality values

If this is the opportunity you have been looking for, please send your resume to: careers(at)fsbwa(dot)com. Please reference job number: 34418.

Are you an organized self starter who is detail-oriented and interested in a career at a progressive community bank with a rich history and a bright future? 1st Security Bank has an opportunity for a Loan Accountant to join our team in Mountlake Terrace. We are looking for an individual with an accounting background who shares our vision to “wow” customers with exceptional customer service. If you value our commitment to teamwork, community and diversity and enjoy working in a fast-paced environment, 1st Security Bank would like to hear from you.

Summary:

Individual will be responsible for general accounting entries and reconciliations including, but not limited to, loan level GL accounting, allowance for Loan and Lease Losses accounting, troubled Loan accounting, other real estate owned accounting, and general daily GL accounting (reconciliations). Responsible for ensuring the accurate reporting of assigned general ledger accounts on a daily, monthly, and quarterly basis. Individual must be comfortable working with all levels of management.

Duties and Responsibilities:

• Reconciles daily transactions related to loan and deposit activities.
• Monitors assigned GL’s to ensure accurate and timely entries.
• Ensures the timely posting of accounting entries to meet month and quarter end deadlines.
• Works with bank department managers, including commercial and consumer lending.
• Responsible for ongoing data integrity and support related to GL’s assigned.
• Responsible for compliance with Generally Accepted Accounting Principles (GAAP) and the prompt reporting of impacted changes with GAAP to the Controller.
• Responsible for recommending improvements to processes in order to facilities efficiencies.
• Cross trains within the accounting department including deposit recons, investments posting and details, accounts payable, daily cash items and fixed assets.
• Maintains daily, monthly, and quarterly reports in line with bank, FDIC, and SEC reporting guidance.
• Creates accruals in line with proper income/expense in the period of recognition.

Required knowledge and skills:

• Minimum of 4 years of bank accounting experience.
• Bachelor’s degree in accounting preferred. Experience in lieu of a degree may be considered.
• Experience with OSI core operating systems a plus.
• Experience with excel spreadsheets and formula creation.
• Ability to problem-solve and meet deadlines efficiently.
• Strong customer service skills required for internal customer communications.
• Ability to work effectively and openly will all departments.
• Strong oral, written and interpersonal communication skills.
• Some overtime required to meet reporting deadlines.

Applications are accepted using our online application process only.

If this is the opportunity you have been looking for, please send your resume to: careers(at)fsbwa(dot)com. Please reference job number: 372150.

Are you a dynamic and energetic individual interested in a career at a progressive community bank with a rich history and a bright future? 1st Security Bank has an opportunity for a part time Personal Account Representative to join our team in Puyallup. We are looking for an individual with a sales and service background who shares our vision to “wow” customers with exceptional customer service. If you value our commitment to teamwork, community and diversity and enjoy helping customers reach their financial goals, 1st Security Bank would like to hear from you.

Our position requires a minimum of 1- 2 years of successful customer service/sales and cash handling experience, preferably in financial services. Exceptional communication skills, good math aptitude, and proficiency in MS Office products will enhance your success. You must be bondable and able to pass background and credit checks.

If this is the opportunity you have been looking for, please send your resume to: careers(at)fsbwa(dot)com. Please reference job number: 19101PT.

Are you a dynamic and energetic individual interested in a career at a progressive community bank with a rich history and a bright future? 1st Security Bank has an opportunity for a Personal Account Representative to join our team in Puyallup. We are looking for an individual with a sales and service background who shares our vision to “wow” customers with exceptional customer service. If you value our commitment to teamwork, community and diversity and enjoy helping customers reach their financial goals, 1st Security Bank would like to hear from you.

Our position requires a minimum of 1- 2 years of successful customer service/sales and cash handling experience, preferably in financial services. Exceptional communication skills, good math aptitude, and proficiency in MS Office products will enhance your success. You must be bondable and able to pass background and credit checks.

If this is the opportunity you have been looking for, please send your resume to: careers(at)fsbwa(dot)com. Please reference job number: 19101.

We are expanding our Mortgage Lending/Home Loan Division and have several exciting new career opportunities available for experienced mortgage lending professionals at our Mountlake Terrace office!

We are seeking candidates for the following positions:

Secondary Market Associate – Lock Desk.
Please reference job number: 341414. View description

To apply, please click on the link associated with your position of interest, and attach your resume.